Water Damage in the Winter, a Homeowners Worst Nightmare Scenario
Winter water damage is something no homeowner wants to deal with. Just when you think you are out of the woods, winter water damage rears its ugly head and causes water damage to your home again.
It's common for homeowners to experience water damage during the winter months due to frozen water pipes that burst within their homes. Although this water damage may be covered by insurance, it only makes the situation more stressful since there are several things that need to be taken into consideration before water restoration can begin.
Water Damage During Winter Months: Causes
Frozen water pipes causing water damage occur most commonly in areas where temperatures drop well below freezing, such as rural towns with sub-par infrastructure or neighborhoods far away from city life where the roads often remain impassable. Water that is left sitting in your water heater or water pipes can quickly freeze and expand, which places stress on water pipes.
Water Damage During Winter Months: Prevention
The easiest way to prevent water damage due to frozen water pipes is by keeping the heat on at a continuously low temperature of 55 degrees Fahrenheit. If you are out of town during the winter months, make arrangements for someone to check your home regularly for water leaks caused by frozen water lines since even brief power outages could be enough to cause burst water lines.
Frozen Pipes will often burst to cause Water Damage as Temperatures Increase
Although water damage due to frozen water lines is most common during the winter months, it's not unheard of for homeowners to experience water damage during other times of the year. It's important to take steps to prevent water damage in your home and check for water leaks regularly.
Home Insurance Will Generally Cover Water Damage, But The Repair Process Can Take Several Months
If water damage occurs as a result of frozen water lines or water that has been sitting in water lines for an extended period, then water restoration companies will generally cover the water damage under your home insurance. In order to have water restoration completed, you'll need to contact your insurance company and let them know you'll be working with a local water restoration company so they don't send someone out to assess the situation first.
Your Insurance Company Will Often Want A Recommendation From Your Water Restoration Company Before Covering Any Expenses
Although water damage is covered under most homeowners' insurance policies, there are usually several steps that must take place before restoration can commence. First, your insurance company will require a recommendation from a water restoration professional who has been hired to complete water damage restoration. Once the water restoration company has received this recommendation, they will take necessary steps to remove water and moisture from affected areas as well as use dehumidifiers and other tools to mitigate water damage at its source.